Do you have separate insurance for your vehicle? Then, the insurance company is liable to provide you with coverage against collisions, accidents, and road damage. However, a few common coverage and repair services are included in insurance.
Contact a reputed mechanic to know more about car insurance repairs in Wimbledon. They will assess the type of insurance policy you have taken for your car and provide you with a list of repair services.
Understanding policy for car insurance repairs
Suppose you’ve opted for an insurance policy for your car. In that case, there are generally two types of policies that you can opt for, namely, the third-party policy and the comprehensive policy. Third-party policies are the most basic types of insurance repair policies that cover damage caused to the car by other vehicles.
On the other hand, if you’ve opted for the comprehensive policy, you’ll get coverage for the damages to the vehicle and others during the accident.
What are the common repairs covered under the insurance policy?
If your vehicle is involved in an accident and has sustained damage, contact the insurer and make the claim as soon as possible. In most cases, your insurance policy will cover the three major types of damages.
Bodywork repairs
The insurance policy covers bodywork damages sustained in collisions and accidents, including small scratches, dents, and serious damage to body parts.
Glass repairs
If your car has suffered damage to the windscreen, side windows, or rear windows, the comprehensive insurance policy will cover these issues. However, some policies have a few limitations regarding glass repairs. Hence, discuss this with your insurance agent and provider for more details.
Mechanical repairs
If your vehicle has suffered mechanical damages due to the accident, the same might affect the suspension, brake, or other important parts of the car. The insurance policy will give you coverage for the mechanical damages.
What are the documents required for an insurance policy?
To get complete coverage for all the damages, you must submit all the details properly during your claim. Your insurance policy procedure will demand the submission of these documents:
- The date and time of the accident or collision that has occurred
- The location of the incident
- The names and contact details of other drivers, the person driving your car, passengers, and witnesses
- A vivid description of the damages that have been sustained to the vehicle
- All relevant documents and photographs of the damage
Are you looking for insurance repairs for your car? Contact Merton Crash Repairs Ltd for accident repair services.